Could the leasehold reform deferment rate really rise above 6%? GAD’s January 2026 report produces headline figures of 6.05% for houses and 6.30% for flats, but the assumptions behind them deserve closer scrutiny. I look at the treatment of gilt yields, long-term property growth, risk premium and regional differences, and consider what a higher deferment rate could mean for valuers, solicitors, estate agents and the wider residential sales market.

Leasehold reform may change the landscape, but uncertainty shouldn't drive your property decisions. Learn when it makes sense to wait, when acting now may be the better option, and why professional leasehold enfranchisement advice is essential.